Working Together

The Home Buying Process

NO. 1

Let’s Talk!

Schedule a call for us to chat about your real estate wants & needs. From there we can schedule a time to meet in person to craft a plan.

NO. 2

Finances

Obtain financial pre-approval from a lender (or have proof of funds for a cash buy) & prepare for other costs

NO. 3

Search

Browse potential properties online, and schedule showings to view your most interested properties to find “the one”

NO. 4

Offer & Negotiations

Now it’s time to write an offer, and negotiate the terms. Once the contract is accepted, you will deposit earnest money and schedule inspections

NO. 5

Inspections & Financing

Now we’ll conduct inspections and negotiate/resolve any issues. In the meantime, your lender will order the appraisal and we’ll secure homeowners insurance.

NO. 6

Closing

Finally, we will receive the closing clearance & statement, wire funds to the closing company, do the final walk through, and then (cheers!) it’s closing day!

HOME BUYERS

Frequently Asked Questions

  • Nothing! My services to you as a buyer's agent are free. Buyers agents are compensated by the listing broker for bringing home buyers to the table. When the home is sold, the listing broker splits the listing fee with the buyer’s agent.

  • Let your buyers agent know, the agent you are working with to find your home. It’s best that you work with one real estate agent throughout your search because that person learns what you like and dislike and will invest a lot of time vetting properties for you. That person also represents your best interests only.

  • When you find the property you want to make an offer on, I will help you determine a fair offer amount. I will also guide you through the additional terms of the contract, such as the earnest money amount, closing date, and any additional terms you want to be added to the offer. I will write the offer on a contract form and submit it to the seller’s agent.

  • Some loan options allow as little as 3-3.5% down payment. A mortgage lender can tell you what types of loans you qualify for and what is best for your personal situation. For example, the house you want is $200,000 your down payment of 3.5% would be $7,000 plus any closing costs, insurance and fees.

  • We can help you get in contact with a mortgage lender to get pre-approval for a loan. The lender will ask you questions about your income and debts and can tell you what amount you can be approved for, and how much your mortgage payments will be.

  • Usually you are asked to provide your last two tax returns to show proof of income. You should also provide recent bank and credit card statements and proof of your current pay rate. You will also be asked for your social security number so they can run a credit check. Ask me for my lender recommendations!

 Get IN TOUCH to begin your REAL ESTATE journey

Find your Dream Home

Find your Dream Home

 

The Details